GuidesMay 14, 20266 min read
Common Ajo Mistakes and How to Avoid Them
The strongest circles avoid vague rules, unclear payout order, and contribution dates that do not match members' income cycles.
The first mistake is starting too quickly. A circle can feel exciting at the beginning, but members still need time to understand the rules and ask uncomfortable questions.
The second mistake is relying only on memory. Even close friends can disagree when payout order, missed payments, or contribution history is not written down.
The third mistake is choosing a schedule that sounds good but does not match real income. A practical plan keeps the circle healthy for longer.
